Spend PayPal balance with Curve?

Hey! I really love my Curve! But there’s one feature I feel like would make it even better. PayPal support. I’m thinking, that you could authorise Curve with your PayPal account, and you could select PayPal as one of the “cards” in the app. It would be an excellent option for people outside of US, which can’t get the PayPal Cash Card!!

Hey @czkld :wave: Welcome to our Community! :grin:

Just to get a better understanding, what situations would you use Paypal as an underlying payment card where you wouldn’t just use that underlying card directly with Curve?

likethewayyouthink

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Hey! I meant the situation, when you have balance on PayPal (e. g. received from someone), you connect the PayPal account to your curve account, and from there you can spend PayPal balance via your Curve card (just as you paid with PayPal online)

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Ah that’s a good point, I hadn’t considered that (I clearly don’t use Paypal myself :joy:). I’ve passed on your feedback to the product team and maybe it’s something they can work towards :raised_hands:

Thanks again!

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Given that PayPal is now in the process of removing their MasterCard from territories outside the USA, I think this would be the perfect time to introduce payments from the PayPal account.

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Yeah ikr!!!

+1 I like it, means I can spend paypal vouchers and payments on the go without bank transfering first.

Also link paypal credit !

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Have changed category to Ideas so people can vote. Personally I just move any PayPal balance I have (eg from ebay sales) to my bank account.

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There is also possibility that one can use paypal credit using curve

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Not a bad idea, but Curve would act as a merchant here and PayPal is known for charging outrageous merchant fees. Simply not viable

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Would be a easy way to get American Express back to curve, as AmEx is within paypal possible I would be able to charge paypal which goes strait to my AmEx!

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So then if I add my Curve card as funding source on Paypal, and then pay for something using Curve with Paypal as underlying “card”, the universe will basically implode right?

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This was my thought too!

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I had the same thought and joined just to suggest it. I’m glad someone else is thinking the same way.

Perhaps I can provide a use case, which may be pretty unique to me but maybe it would be helpful for others:

We work in a fire station and we eat as a watch. People pay £12 a week to eat for four days. We have on average 9 people paying per week. Currently we take cash from members, put it in a money tin and then take what we need to spend.

This has worked well over the years, however there are a few drawbacks: People don’t always have cash on them, lots of change is accumulated as people don’t like taking lots of coins with them as well as the security of the money.

So what I would like is to setup a Paypal Money Pool where members will transfer money to the account and then we could link Paypal to a Curve Card and spend our Paypal balance to become hopefully a cashless operation.

We could setup a bank account and have members pay in to it, however PayPal Money Pools are easier to setup and easier for additional people to pay in to.

I added my PayPal virtual Google Pay MasterCard to Curve a while ago - working fine so far.

You just need a second NFC-enabled phone to retrieve the card number and expiry date from Google Pay. There are commercial apps on the app store, or you can use this one (an older, free version of the same app that is now a paid app on the Play Store): https://www.apkfollow.com/download/arb_new_com.github.devnied.emvnfccard_2018-06-02.apk/

When adding the card to Curve, any CVV will work.

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Do you have to be a Paypal business owner to get a Paypal debit card? Also can it draw from another card if your Paypal funds are at £0?

As I said - this is a virtual MasterCard that is generated when using PayPal in Google Pay. It will exclusively draw from a bank account, not from your PayPal balance and not from one of your credit cards. That’s how PayPal makes money from these transactions - if they would allow to draw from another credit card, they could actually lose money (Consumer MasterCard/Visa cards are regulated in Europe, but not Amex or Corporate cards).

If you setup your paypal account as a business one, you can now get a business debit mastercard from paypal. I just added it to curve today and it works.
The good thing about this is that is draws funds from your paypal balance, so in effect you can actually spend your paypal balance using curve. Better yet, if your paypal balance is too low, it will draw from your funding sources, top it up in £5 amounts.

So if you can, switch your paypal to a business account and apply for the card. This is an actual debit mastercard, not a virtual one as mentioned above.

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