Hello! Just a quick one… I have previously on rare occasions, purely to keep my credit card at £0 but keep my credit score high, paid my credit card with Curve and an underlying credit card. Previously my credit card provider (either end) have never considered it a ‘cash advance’ type payment which of course incurs additional interest (HUGELY affecting credit score), and it just goes through like a normal debit card payment. I understand this is still possible with a small charge, but my question is;
Does it NOW show/flag to the underlining card provider that you have used your credit card to pay a credit card? The only reason I ask, is NOW you get a message saying something like ‘your credit card provider may charge you interest for using the card like this’.
That message had never previously come up. Again, previously if I paid my 0% MBNA CC with Curve (using my HSBC CC), it would just work like a DC payment, and no ‘cash advance’ interest or anything. I’m aware CURVE will charge you a fee, and this is obviously private and separate from the actual transaction… it’s just that warning message that’s spooked me!
Thanks in advance guys.