Totally agree with you on this. It took a lot for me to jump from Blue to Black, but I did that simply for the fact Metal offers literally nothing different other than a metal card… I pay £9.99 a month for a restriction of 3 cash back providers and that’s about it! I don’t travel as much as others that use, especially not abroad anyway! I’d go back to blue, but I try and do a lot of self-promoting given the fact I am an investor, so it doesn’t look good if I am sat on the free-tier.
Curve needs to offer more to metal and black 100%!
Unlimited cash back, not restricted, other incentives (country-based; so for me UK) - Uber, UberEATS, free coffee (Costa or Starbucks or something like that) once a month for members, or something a long those lines.
SOMETHING BIG needs to be added. I won’t jump to metal as I don’t spend enough at the 3 choices to claim back more than what I spend on the monthly subscription.