One of the main benefits of the Curve is the exchange rate. So when I need currency to be converted, I want Curve to do it, not the seller. And even more, when I don’t really need the conversion.
What am I talking about? Curve card is issued in UK, but I am living in Ireland, so my local currency is EUR and most of my cards and accounts are issued in EUR. But some card machines detect the Curve card issued in UK and offer me to pay in GBP with a terrible exchange rate. Of course in this case I don’t need the conversion since the payment should be in EUR and the underlying card is issued in EUR, but the retailer doesn’t know it. Most of the time I am asked to decided between EUR and GBP, but sometimes the seller makes the decision for me or simple make a mistake, and like yesterday I pay 39.21€ as the conversion of 34.66GBP for a purchase of 36.40€, this is almost 8% more!!! and that extra 8% is not coming to Curve nor even to the seller, but to the Bank the shop is using. Unfair.
But something similar happens when I am abroad. I think local currency is always the best option, the cheaper, specially if Curve is doing the exchange.
So the question is: is there any way to set the curve card to always, by default, choose the local currency when paying?
Not sure if technically possible, but it would be great.