Please note that your underlying card issuer may charge you fees for making such transactions with your Curve card.
Domestic ATM withdrawals
Domestic ATM withdrawals (same currency as your Funding Source) are free, however, subjected to Curve Fair Use Policy.
ATM usage is free for up to 10 domestic (withdrawals in the same currency as your Funding Source) withdrawals per calendar month after which time you may be charged £0.5 (or currency equivalent) per usage for each additional ATM withdrawals.
20 of £10 domestic withdrawals during one calendar month → you may be charged £5 (10 * £0.5) in fees on the consecutive 10 withdrawals.
ATM withdrawals with Credit card as underlying card(s)
In addition to the above fees, Curve may charge you an additional 2% for withdrawals above £200 (or currency equivalent) per calendar month, when using a credit card as the underlying card. Please note that this not a limit per credit card, but a cumulative for all credit card withdrawals using your Curve card in a calendar month. This charge does not apply to ATM debit card withdrawals
£200 --> no fee
£250 --> may be charge a £1 fee (£50 * 0.02)
When withdrawing £10, 20 times (£200), during one calendar month using a credit card(s) as funding source → you may be charged £8.6 in fees, which is calculated by £5 (10 * £0.5) in fees on the consecutive 10 domestic withdrawals + £3.6 ( £180 * 0.02)
Foreign ATM withdrawals
Up to £200 per month (£400 for Black cardholders) - no currency conversion fees will be charged and the transaction will be made at the Standard Exchange Rate, if there are any withdrawals beyond this Curve may charge 2% of the transaction amount amount of the transaction or £2 (whichever is higher) over the Standard Exchange Rate as currency conversion fees.
£200 --> no fee
£250 --> £2 currency exchange fee (2£ > £50 * 0.02 = £1). You may be charged an additional £1 when using credit card(s) as funding source (£50 * 0.02)
£2500 → £46 currency exchange fee (£2300 * 0.02). You may be charged an additional £46 when using credit card(s) as funding source (£2300 * 0.02)
In case of withdrawals or purchases over the weekend with an underlying card of a different currency of the spend, as the Forex markets are closed, we take the rate of Friday at 23:59 and apply a surcharge. If both the currency of your spend and the currency of the underlying card are GBP, USD or EUR, the rate will be increased by 0.5%. In any other case, that is If either the currency of your spend or the currency of the underlying card is any our other supported currencies, the rate will be increased by up to 1.5%