Default payment method

Hi folks,
Most of my transactions I carry out ‘physically’ as opposed to online, are for personal purchases and therefore I mostly want on my personal credit card. It would be great, if in conjunction with the previously suggested ‘sticky card’ rules, one could set a default card. The behaviour that would suit me best (and, of course, I invite the thoughts of others) would be that I can set a default card (say with a long press on it) but also select another card ‘on the fly’ that is deselected (and the default restored) after the next transaction or 15minutes, whichever comes first.
All the best,
-Tom

5 Likes

That sounds like a really good idea!

Definitely one I’d like as well. And also something where it can automatically using a different card at an ATM.

1 Like

I think that a good way of implementing this would be:
You set a default card.
And then when switching to another card for a single purchase you could swipe up on the new card (or long press and “select an option” or similar).
This card would then be used for the next purchase and then the default would be reinstated.

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I had the embarrassment yesterday of having my Curve card declined with insufficient funds. I used a physical Visa card (the one that Curver was linked to) and it worked fine.

It wasn’t until I left the venue, that I realised I had set Curve Rewards to be my payment card (probably due to the Curve Cash announcements and me looking to see what I had on my Reward card (£x.00 to cover a bill of £xx.00!)

It struck me that this could have been handled better if Curve allowed me to spend my rewards, then charge any balance to a default actual card. Is that something that could be added perhaps.

I am not sure how the new cashback feature will work, whether it is in a similar way, then this could work for that area as well.

3 Likes

Hi @fisher.simon :wave: Thanks for sharing your feedback!

We will pass on your feedback to our team so that they can have your thoughts in mind for future product improvements. :slightly_smiling_face:

Thanks Aleca

After I posted I found a similar request already in the support area. It would appear that others would find this beneficial as well.

Have a good evening… :wink:

2 Likes

This a functionality has been requested for many years… (since the beginning of the slack community)
Always been transfered to the development team and never implemented…

Love it idea - have moved it to the Ideas category so it can get some votes - you’ve got mine :slight_smile: Have also combined it with the existing one.

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It appears to be closed…I haven’t had a chance to vote even :wink:

Simon

Nope, just merged with an existing thread to boost the votes :smiley:

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Ahh! Got it…sorry, was not paying attention.

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Wouldn’t an alternative solution be to be able to “Go back in time” and change which card you charged an item to, to Curve Cash.
This would be a far more certain way to allocate Curve Cash to purchases and fairly simple to implement.
Not all retailers (Amazon in particular) charge you straight away but when the item is dispatched. Even if you have the Curve Cash in your account you can’t be sure if the charge will go through when you have Curve Cash selected. Meantime another charge you intend for your credit card can deplete your Curve Cash or get declined.