@Curve_Marie, given that caps on interchange fees under Regulation (EU) 2015/751 do not apply to Curve commercial cards, and that Curve therefore already makes a significant profit on Curve commercial cards’ transactions, please could you explain why Curve intends to impose the 1.5% fee on Curve commercial cards, particularly for existing commercial customers?
Of course, if Curve imposes the new 1.5% fee on consumer cards and not on commercial cards, then many Curve consumer card holders will simply switch to commercial cards without having a genuine business to justify having a commercial card, which could put Curve in breach of MasterCard rules. The easy way for Curve to deal with this is to permanently exempt all Curve commercial customers existing before 25th November 2019 from the 1.5% fee. Then Curve will not alienate its oldest customers, all of whom had commercial cards when Curve launched in early 2016.
So I will clarify my question - why does Curve therefore not exempt from the new 1.5% fee all Curve commercial customers who signed up before 25th November 2019?