Here in France we’ve got Max as Curve’s competitor. They provide a simple bank account and the ability to add 5 underlying cards in agregation.
Purchased are charged with the same model as Curve, they provide Google, Apple, Samsung, Fitbit, Garmin pay but no ability to Go Back in Time.
Payments in other countries are free of charge with a insurance similar to Mastercard Gold.
Max is a fintech of the french bank Crédit Mutuel.
I have just discovered Kosmos (fintech of Société Générale), actually in closed BETA. They provide card aggregation with another interesting model. You aggregate a bank account to your account and then a wire transfer from your underlying bank account to Kosmos is generated.
Wire transfers are free so they win on the commission on any purchase.
You will also have the ability to GBIT the next 24h after the purchase.
See the topics (use google translate) :
French : https://www.ma-neobanque.com/kosmos-lagregation-la-carte-bancaire-et-le-virement/
English (gTranslate) : https://translate.google.fr/translate?sl=fr&tl=en&u=https%3A%2F%2Fwww.ma-neobanque.com%2Fkosmos-lagregation-la-carte-bancaire-et-le-virement%2F
In fact, you bank statement is directly updated same as debit cards
@username123 is this model in study?