Hi Curve community,
I have a question on how you interpret the Curve Black AXA insurance terms. I read through them and am wondering about the conditions in Section K: “Personal Posessions Mugging”.
The terms on page 21 state that:
If you are assaulted during a trip abroad and your personal possessions are stolen at the same time as your covered card we will pay up to the amount shown in the Benefit Table to replace your personal possessions […]
Am I hence not insured if a mugger asks for all my posessions except for my Curve card? As far as I can tell this is the only place where the terms refer to that you have to use or carry your Curve card for being insured.
What applies if I only carry the card digitally (e. g. with Google Pay as soon it is available in continental Europe) but not physically with me?