Firstly and as requested a quick intro. I’m Neil, mid 50’s and a serial addict of loyalty schemes. I follow sites like “Head for Points” to fuel my ongoing addiction. Professionally, I am CTO of a UK software vendor specialising in data integrity within the financial services industry and we have a number of specialisms including payments and credit card processing.
Secondly, I am a fan of Amex, specifically the BA Premium Plus cobranded card as it is my main contributor to my loyalty scheme addiction helping to earn many avios each year.
I am definitely pleased to see Amex rejoining curve but I am curious as to why people on here seem to be getting so excited by this. I fear I am missing something and I don’t like that!
For me the main benefits of Amex on Curve will be 1) I can reduce my wallet to just my curve card - I love this but in reality not actually that exciting, 2) that small percentage of my spend that currently goes onto Curve because the retailer doesn’t accept Amex will now be able to charge my Amex via curve (I’d estimate this at less than 5% of my spend - significant but not game changing) and 3) my foreign currency spend which I always direct at Curve even when the retailer accepts Amex will now also hit my Amex (perhaps another 5%). These are all good benefits and definitely worth doing. But am I missing something? The excitement level would suggest that there’s more!